2020, c. 14, Sched. 65.7 (1) A tow and storage provider shall maintain insurance coverage for prescribed kinds of liability in the prescribed amounts. A, s. 89 (2); 2004, c. 19, s. 7 (34). 2002, c. 30, Sched. ENVIRONMENT PROTECTION ACT 2002 Act 19 of 2002 – 5 September 2002 P ... under Part VI; "National Network for Sustainable Development" means the network established under section 10; "noise" includes vibration; "non-hazardous waste" means waste other than hazardous waste; 8 "notice" means an enforcement notice, an eyesore abatement notice, a fixed penalty notice, a programme … (“créancier fournisseur”)  2002, c. 30, Sched. 57 (1) Subject to subsection (3), no repairer shall charge a fee for an estimate unless the consumer is told in advance that a fee will be charged and the amount of the fee. 2, s. 20 (5)). 2014, c. 9, Sched. (b)  the consumer’s total potential payment obligation, excluding cost of borrowing, exceeds a prescribed amount. 10, s. 4 (1, 2). (5) If a lien is perfected by registration under subsection (2) or is registered against real property under subsection (3) and the related real or personal property is sold, the Director shall ensure the funds he or she receives as result of the sale are used to pay the fine. (a)  prescribing the total potential payment obligations, excluding the cost of borrowing, that must be exceeded for Part IV to apply to consumer agreements included in that Part; (b)  prescribing the circumstances under which the effect of the cancellation of a consumer agreement to which Part IV applies and the obligations arising as a result of the cancellation of the agreement will be limited and prescribing the nature of the limitations; (c)  for consumer agreements to which Part IV applies, governing disclosure, contents of consumer agreements and requirements for making, renewing, amending or extending consumer agreements; (d)  prescribing matters as being personal development services; (e)  for the purposes of Part IV, governing future performance agreements including gift card agreements, and governing time share agreements, personal development services agreements, internet agreements, direct agreements and remote agreements; (f)  imposing restrictions, including prohibiting expiry dates, on future performance agreements, including gift card agreements; (g)  governing the fees, other than the payment under a future performance agreement, including a gift card agreement, for supplying goods or services under the agreement, that the supplier under the agreement may charge or is prohibited from charging to the consumer; (h)  allowing the consumer under a future performance agreement, including a gift card agreement, to cancel the agreement if the supplier does not disclose the matters with respect to the agreement that the regulations specify and governing the cancellation of the agreement; (i)  providing that any provision of this Act or the regulations applies to future performance agreements, including gift card agreements, with the modifications specified in the regulations; (j)  governing the transfer of rewards points among consumers, including upon death; (k)  governing the inactivity of consumer agreements under which rewards points are provided and of the rewards points themselves; (l)  governing the termination of consumer agreements under which rewards points are provided and of the rewards points themselves; (m)  governing the application of section 47.1 with respect to rewards points and, without restricting the generality of the foregoing, providing for and prescribing anything that that section refers to as being prescribed or provided for in the regulations and governing transitional matters. A, s. 46 (1). 2014, c. 9, Sched. This guidance is intended to explain the provisions and how the Office of Fair Trading (the OFT) expects them to work in practice. 2020, c. 14, Sched. (a)  requires the borrower to make payment in full in a single payment within a certain period after the supplier delivers a written invoice or statement of account to the borrower; (b)  is unconditionally interest-free during the period for payment described in clause (a); (c)  does not provide for any non-interest charges; (d)  is unsecured apart from liens on the goods or services supplied through the agreement that may arise by operation of law; and. On July 21, 2010, following the 2008–2009 financial crisis, President Barack Obama signed into law the Dodd–Frank Wall Street Reform and Consumer Protection Act (hereafter Dodd–Frank). A, s. 81 (4). “advance” means value, as prescribed, received by the borrower under a credit agreement; (“avance”), “annual percentage rate” means the annual percentage rate in respect of a credit agreement that is determined in the prescribed manner; (“taux de crédit”), “borrower” means a consumer who, as a party to a credit agreement, receives or may receive credit or a loan of money from the other party or who indicates an interest in becoming such a party, but does not include a guarantor; (“emprunteur”), “brokerage fee” means the payment that a borrower makes or agrees to make to a loan broker who assists the borrower in arranging a credit agreement, and includes an amount deducted from an advance made to the borrower that is paid to the broker; (“frais de courtage”). 3, s. 2. (6) An entry or access under a warrant issued under this section shall be made between 6 a.m. and 9 p.m., unless the warrant specifies otherwise. (7) The consumer may commence an action, in accordance with section 100, to recover the amount described in subsection (6) and may set off the amount against any amount owing to the supplier under any consumer agreement between the consumer and the supplier, other than the direct agreement described in subsection (1). 1, s. 2. 23809]) As amended by: Consumer Protection Act … 2. 37 Sections 38 to 40 apply to an internet agreement if the consumer’s total potential payment obligation under the agreement, excluding the cost of borrowing, exceeds a prescribed amount. 2002, c. 30, Sched. 2002, c. 30, Sched. 2002, c. 30, Sched. (2) Despite subsection (1), a borrower shall not recover from, or be entitled to set off against, an assignee of the lender an amount greater than the balance owing under the consumer agreement at the time of the assignment, and, if there have been two or more assignments, the borrower shall not recover from an assignee who no longer holds the benefit of the consumer agreement an amount that exceeds the payments made by the borrower to that assignee. A, s. 84 (4). (n)  prohibiting suppliers from entering into any class of consumer agreement to which Part IV applies and that is specified in the regulations if it creates a lien or other security interest in any real or personal property owned by the consumer or in the goods or services under the agreement and governing the rights and obligations of the parties under such an agreement. Assumes to be appointed by the Part the Ministry may mediate a complaint if the representation is,. 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